Spencer Dinwiddie & Contract Tokenization: The Next Generation of Finance

“The spirit of a people, its cultural level, its social structure, the deeds its policy may prepare—all this and more is written in its fiscal history, stripped of all phrases. He who knows how to listen to its message here discerns the thunder of world history more clearly than anywhere else.” – Joseph Schumpeter AreContinue reading “Spencer Dinwiddie & Contract Tokenization: The Next Generation of Finance”

Pricing Assets on Cryptocurrency-Backed Loans

The early stage of the cryptocurrency lending market has dramatically changed in the short time since the birth of the industry. These changes were driven by a combination of digital asset volatility, increased competition, an influx of financial products, and correlation to traditional market events. Investors and lenders are still struggling to find equilibrium pricingContinue reading “Pricing Assets on Cryptocurrency-Backed Loans”

Crypto Millionaires and the Estate Planning Quandary: Using Traditional Life Insurance Policies to Hedge Downside Risk

The rapid inflation in blockchain-based asset values has contributed to a new generation of “crypto-millionaires.” As of the date of this article, there were 7,046 active addresses with greater than $1.0 million in BTC assets. Back in August 2018, there were approximately 24,000 addresses with greater than $1.0 million in BTC assets. Estimates at theContinue reading “Crypto Millionaires and the Estate Planning Quandary: Using Traditional Life Insurance Policies to Hedge Downside Risk”